Insured with KeniaIndependent insurance broker
Email keniainbiz@gmail.com Call or text 239-327-3679
Portrait of Kenia, independent insurance broker

Insurance made simple

I am an independent broker, so I am not tied to one company. Fill out the form below and I will follow up with options from the carriers I work with.

Schedule a Free Consultation
Coverage I handle
Health, Dental, Vision, Critical Illness, Accident and Term Life
Carriers I work with
UnitedHealthcare, Allstate, Aetna, Cigna, and Pivot Health

Licensed in 13 states

Which state do you live in?

I am licensed in the 13 states listed here. Choose yours from the list.

What are you looking for?

Pick everything you want a quote on.

Learn About Your Options

Health plans fall into two groups that follow different rules. I will tell you which group each option belongs to before you decide.

ACA-compliant

Major medical (ACA) plans

Also called Marketplace or individual major medical plans

Your health history
You cannot be turned down or charged more because of a health condition, and pre-existing conditions are covered.
Benefits
Must cover essential health benefits, including prescriptions, mental health care and maternity care.
When you can enroll
During open enrollment, or a special enrollment period if you qualify.
Costs
Yearly out-of-pocket limits apply. Marketplace subsidies may be available if you qualify.
Not ACA-compliant

Private, medically underwritten plans

Such as short-term, fixed indemnity and other limited-benefit plans

Your health history
The carrier reviews your health answers. You can be declined, charged more, or have conditions excluded.
Benefits
May not cover pre-existing conditions, prescriptions, maternity or mental health care. Benefits can be capped, and some plans pay set amounts instead of your actual bills.
When you can enroll
Many can start outside open enrollment, if the carrier approves you.
Costs
Not eligible for Marketplace subsidies. These plans are not major medical coverage.
What is your monthly budget?

About how much can you comfortably spend each month on all the coverage you picked? This helps me narrow options. It does not set a price.

When do you need coverage?

This helps me know how quickly to follow up.

About you

Weight and health details are used for medically underwritten plans and some stand-alone benefits. ACA-compliant health plans do not use your health history or weight to decide whether to enroll you or what to charge.

Add your family

Include anyone you want covered. Skip this if the quote is just for you.

How should I reach you?
Do not enter Social Security, bank or card numbers. They are not needed for a quote.

Why Choose Insured with Kenia?

Finding insurance shouldn't feel overwhelming. As an independent insurance broker, I help individuals and families explore coverage options based on their needs, priorities, and budgets. Whether you're looking for health, dental, vision, or supplemental protection, I'm here to help you understand your choices and make an informed decision.

No promise of approval

Nothing on this site is an offer of coverage or a guarantee of approval, benefits or price. Approval and cost depend on your state, age, household and, for medically underwritten plans, your health answers. A quote request is not an application. Coverage does not exist until a carrier approves an application and your effective date arrives.

Critical illness, accident, dental and vision plans are stand-alone or supplemental benefits, and term life is life insurance. None of them replace major medical coverage.

Privacy Policy

Last updated October 15, 2026

What I collect

Only what you enter in the quote request: your name, date of birth, weight, sex, tobacco use, state, ZIP code, phone number, email, the same details for any spouse or children you add, the coverage you want, your budget, your timing, and any notes.

How I use it

To prepare quotes, to contact you about your request, and, if you decide to apply, to complete carrier applications with you.

Who sees it

Insurance carriers receive your information only as needed to quote or enroll you, and only with your permission. I do not sell your information.

How your request reaches me

When you submit the form, your request is sent over an encrypted (HTTPS) connection to Netlify, the service that hosts this site and stores form submissions. I get a notification that a request arrived. The notification does not include your name, contact details or any health information, and I read your request by signing in to a protected account. Do not send Social Security, bank or card numbers by email or text. This page loads fonts from Google Fonts, which may receive your IP address.

Health details

Please do not enter diagnoses, medical conditions or medications on this form. If a plan needs health details, I will ask for them separately, by phone or through the carrier's own application.

Calls and texts

If you agree on the form, I may call, text or email you about your request. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to any text to opt out, or tell me you no longer want calls or emails.

Your choices

You can ask me to correct or delete your information at any time. Email keniainbiz@gmail.com or call 239-327-3679.

Children

Information about children should be entered only by a parent or legal guardian.